Cheap Insurance

December expenses does not only include christmas gifts, noche buena & medya noche meals, new clothes, new gadgets and all those material things that we wished and longed for the whole year. Last night my Mother was telling me that she forgot to allot a budget for our house insurance. They need to renew it this month. My Father heard our conversation and he too remembered that he forgot about the car insurance. Geez! And he too forgot to allocate a budget for the car insurance. I am not sure though if they are telling me about it because they are hoping that I would give them money to pay for the renewal of these insurances (big grin). But I remained insensitive (hehehe...), especially when I heard the amount. The cost of the house and the car insurance is quite significant. And to keep the conversation away from that possibility, I told my parents that we should have checked other parties that offers cheaper house insurance and cheaper car insurance; cheap insurances that will not sacrifice the coverage of the insurance plan. But they told me that they already got good discounts with the existing insurance parties. The good thing is, they did not ask me to lend them money to pay for it (big grin).